A year ago, I was trying to organize my bank accounts and found that it was really hard for me to understand where I was spending most of my money. So I started doing some research in order to find a good tool/application which would do this for me.
Mint, of course, was my first tool of choice. Mint is a pretty good application, but not the right one for me. I’ve been a Mint user since a long time and never found it to be really helpful for me in organizing and understanding my expenditures. Every single time I logged in to Mint, it complained about Bank Account Authentication Failures™. I’ve tried re-connecting my bank accounts over a 100 times and it still never works. Moreover, I’m not really comfortable letting a 3rd party access my bank details anymore. Also, it’s not that great at auto-categorizing my bills/expenses anyway and it still lacks some of the features that I thought would be cool and helpful for me.